Crypto Lending for Businesses

WhiteBIT's institutional lending program provides cryptocurrency-backed loans and credit facilities to businesses requiring liquidity without selling digital asset holdings. The service offers flexible terms and competitive rates for qualifying borrowers.

Lending Features

Collateralized Borrowing: Crypto-backed loans against Bitcoin, Ethereum, and major altcoins with loan-to-value ratios tailored to collateral asset volatility.

Flexible Terms: Customizable loan durations and repayment schedules designed for business needs. Competitive institutional-grade interest rates based on creditworthiness and collateral quality.

Quick Processing: Streamlined application process for established businesses with fast approval timelines.

Multi-Currency Options: Borrow in USD, EUR, or cryptocurrency according to business requirements.

Active Management: Ability to manage collateral positions during loan term, with portfolio management tools for monitoring risk.

Target Borrowers

Crypto mining operations, blockchain companies, institutional investors, and businesses with significant digital asset holdings requiring working capital or liquidity while maintaining long-term crypto exposure.

Requirements

Minimum collateral thresholds, business verification, and creditworthiness assessment required for participation.