Financial Services Licensing & AUSTRAC Registration

Comprehensive support for obtaining and maintaining financial services licenses and regulatory registrations in Australia. Gosai Law guides clients through complex licensing processes including Digital Currency Exchange (DCE) registration with AUSTRAC, Australian Financial Services Licensing (AFSL), Australian Credit Licensing (ACL), and Authorised Deposit-taking Institution (ADI) licensing.

Digital Currency Exchange (DCE) Registration

End-to-end assistance with DCE registration with AUSTRAC including initial eligibility assessment, business structure review, AML/CTF program development, registration application preparation, and ongoing compliance monitoring. Services ensure cryptocurrency exchange businesses meet all regulatory requirements.

Australian Financial Services Licensing (AFSL)

Comprehensive support for obtaining AFSL including initial eligibility assessment, business plan development, compliance framework design, organizational competence demonstration, and application preparation and lodgment with ASIC. Guidance on meeting requirements including adequate financial resources, competency of responsible managers, risk management systems, and dispute resolution procedures.

Australian Credit Licensing (ACL)

Complete assistance with ACL licensing including credit activity assessment, compliance framework development, responsible lending obligations guidance, application preparation, and ASIC liaison for businesses offering credit services.

ADI Licensing

Expert support for businesses seeking to offer banking services through Authorised Deposit-taking Institution licensing. Services include business plan and financial projections, governance framework development, risk management framework, capital adequacy planning, and application preparation for APRA approval.

Authorized Representative Arrangements

Advice on corporate and individual authorized representative arrangements, appointment processes, and supervision requirements.

Ongoing Compliance & Regulatory Filings

Support for maintaining license compliance including annual compliance reporting, license condition variations, managing significant breaches, and responding to regulatory inquiries and surveillance activities.