xMoney Crypto Invoicing & Finance Operations

xMoney's Invoices product enables businesses to generate, send, and track professional invoices directly from the xMoney dashboard or via API, with support for both fiat and digital currency payment by the recipient.

Product Overview

Built for Web3-native businesses, freelancers, and B2B service providers, xMoney Invoicing integrates seamlessly into a regulated payment infrastructure licensed by the National Bank of Romania (EMI license IEME-RO-0001). Businesses can issue invoices and receive settlement in their preferred currency—fiat or crypto—without hidden fees or intermediary charges.

Key Features

• Invoice Creation & Sending: Create and dispatch professional invoices in minutes from the xMoney dashboard, including customer details, billing address, line items, and payment terms
• API-Powered Automation: Generate invoices programmatically via REST API to support high-volume, automated billing workflows
• Crypto & Fiat Payment Options: Recipients can settle invoices using digital currencies (BTC, ETH, USDC, USDT, and more) or traditional fiat methods, making it ideal for international and Web3 clients
• Expense & Payroll Operations: Manage business expenses, contractor reimbursements, and payroll disbursements using crypto, reducing reliance on traditional banking intermediaries
• Payment Tracking & Visibility: Real-time invoice status updates and payment confirmation with no hidden transaction fees
• Unified Dashboard: Manage invoices alongside other xMoney products including payment links, subscriptions, and marketplace payouts

Use Cases

Freelancers, agencies, professional services firms, and B2B businesses that issue invoices and need to accept settlement in fiat or digital currencies. Particularly suited for companies operating in Web3 ecosystems or serving international clients who prefer crypto-denominated payments.