Stablecoin Fiat On/Off-Ramp Infrastructure

Noah provides API-first infrastructure for programmatic conversion between fiat currencies and stablecoins, enabling businesses to collect, convert, and pay out across borders via a single integration.

Product Overview

Built for B2B clients — including crypto exchanges, remittance platforms, payroll services, and fintech builders — Noah's platform handles the full fiat/stablecoin conversion lifecycle. The platform spans three tightly integrated products: Payin (fiat-to-stablecoin onramp), Payout (stablecoin-to-fiat offramp), and Orchestration (automated workflow engine), all accessible via a unified developer API at docs.noah.com.

Key Features

• Payin: Named virtual bank accounts across major currencies with SWIFT and local rail support (SEPA, ACH, and regional equivalents); instant fiat-to-USDC/USDT conversion with built-in KYC via reliance model or hosted onboarding
• Payout: Stablecoin-to-fiat conversion across 30+ currencies delivered via bank transfer, mobile money (e.g. Mercado Pago), eMoney wallets, and digital wallets; near-instant settlement vs. 24+ hours on traditional rails
• Orchestration: Trigger-condition-action workflow engine for automating high-volume payment flows including mass payroll, remittance pipelines, and onramp/offramp automation
• Compliance-first: PCI-DSS compliant, AICPA SOC certified; AML monitoring, sanctions screening, PEP monitoring, travel rule compliance, and real-time KYC/KYB via API
• Global licensing: NMLS-registered in the US, MSB-registered in Canada, VASP-registered in the EU (Lithuania)

Use Cases

Noah's infrastructure is designed for crypto exchanges and wallets, payroll and remittance platforms, marketplace platforms disbursing to merchants and contractors, and licensed financial institutions operating under the API reliance model. Clients include Ledger, Opera MiniPay, Circle, Dapper Labs, Jupiter, Gnosis, and Lemon Cash.