Stablecoin Fiat On/Off-Ramp API

Brale provides API-based infrastructure enabling businesses to convert between fiat currencies and stablecoins for treasury operations, payments, and customer onboarding. The service combines regulated fiat rails with multi-chain stablecoin infrastructure through a unified developer interface.

Fiat On-Ramp Capabilities

ACH & Wire Integration: Move USD from bank accounts to supported stablecoins (USDC, PayPal USD, Paxos stablecoins, and custom Brale-issued tokens) with automated onboarding and instant conversion.

Zero-Fee Minting: Access Brale's regulated exchange to mint stablecoins from USD with zero platform fees and no minimums—users pay only bank costs for ACH/wire transfers.

Automated KYB/AML: Built-in Know Your Business and Anti-Money Laundering verification reduces compliance burden with automated transaction monitoring and regulatory reporting.

Fiat Off-Ramp Capabilities

Instant Redemption: Convert stablecoins back to USD via ACH and wire transfers with automated settlement and reconciliation.

Multi-Currency Support: Support USD, MXN, and other fiat currencies for localized conversion flows.

Cross-Border Settlement: Enable instant global payments with lower fees and faster settlements than traditional rails, operating 24/7/365.

Infrastructure Features

Multi-Chain Support: Deploy conversion infrastructure across 15+ blockchains including Ethereum, Solana, Polygon, Base, Arbitrum, Avalanche, Stellar, XRP Ledger, and others—all through a single API integration.

Virtual Account System: Generate unique virtual accounts for each customer to accept, track, and reconcile funds with granular control and auditability.

MPC Custody: Securely custody stablecoins on behalf of customers with Multi-Party Computation wallet infrastructure and SOC2-audited security controls.

Regional Payment Rails: Integrate with SEPA, ACH, PIX, SWIFT, and other regional payment systems for localized fiat connectivity.

Event-Driven Automation: Set up automated onramps, offramps, rebalancing, and payment execution triggered by blockchain events, balance thresholds, or time-based schedules.

The API is designed for fintech companies, payment processors, neobanks, marketplaces, and enterprises looking to integrate stablecoin-fiat conversion alongside traditional payment methods. Comprehensive documentation available at docs.brale.xyz.