Ripio Fiat On/Off-Ramp Infrastructure

Fiat On/Off-Ramp Infrastructure

Ripio provides B2B fiat-to-crypto and crypto-to-fiat conversion infrastructure for businesses across LATAM and beyond, available through two complementary channels.

Crypto as a Service (CaaS) API

Ripio's CaaS platform delivers API-based fiat on/off-ramp integration for fintechs, neobanks, and enterprise platforms. Built on OpenAPI Specification v3.0, the API supports fiat-to-crypto and crypto-to-fiat conversions with regional payment rail integrations including bank transfers and Mercado Pago. Businesses can embed a white-label widget (Widget Fintech) requiring minimal coding, or implement full REST + WebSocket API access with OAuth authentication and a sandbox environment.

The platform supports 400+ tokens with 30-second quote expiration windows, KYC verification workflow management, and cryptocurrency withdrawal processing. Custody services use Multi-Party Computation (MPC) technology, backed by SOC 1 Type 2 and SOC 2 Type 2 certifications.

Ripio OTC

For institutional-grade fiat/crypto conversion at scale, Ripio OTC provides a private over-the-counter desk with a minimum trade size of $5,000 USD. The service offers direct access to deep liquidity across 400+ tokens with competitive pricing and no public order book visibility, ensuring confidential large-volume conversion.

OTC clients also benefit from regional treasury operations, stablecoin-based collection channels, and mass payment processing support — all backed by dedicated account executives and multi-channel support.

Compliance

Ripio is registered as a Virtual Asset Service Provider (PSAV) and holds a licensed Money Services Business designation in Florida, providing regulatory assurance for enterprise fiat/crypto conversion across LATAM and US jurisdictions.