Reap Card — Stablecoin-Collateralized Corporate Credit

Reap Card is a Visa corporate credit card secured by stablecoin or fiat collateral, providing businesses with an instant 1:1 credit line against their digital asset holdings — no liquidation of treasury assets required.

Product Overview

Unlike prepaid or debit cards, Reap Card is a post-paid corporate credit card, delivering superior acceptance and clearance rates across the Visa network worldwide. Businesses deposit USDC, USDT, or fiat as collateral, which is converted into an equivalent credit line — making it a practical stablecoin credit facility for crypto-native companies. Cards are available in USD or HKD denomination and accepted anywhere Visa is accepted globally.

Key Features

• 1:1 Stablecoin-Secured Credit Line: Deposit USDC or USDT and receive an equivalent Visa credit line without selling your crypto holdings
• Flexible Repayment: Monthly repayments in stablecoins or fiat, with the repayment method chosen each billing cycle
• Multi-Currency Support: Cards issued in USD or HKD; accepted across the global Visa network
• Fast Onboarding: Designed for Web3 businesses that may lack traditional credit history or conventional banking relationships

Use Cases

Reap Card is purpose-built for crypto exchanges, DeFi protocols, Web3 startups, and businesses operating in regions with underdeveloped banking infrastructure. It enables global spending on business essentials — advertising platforms, SaaS subscriptions, cloud infrastructure, and travel — while preserving stablecoin treasury positions. Reap is a Visa Principal Issuer, handling the full card lifecycle including design, production, compliance, and settlement across its licensed jurisdictions in Hong Kong, Singapore, and Mexico.