Crypto-Backed Credit Line

Limited offers flexible business credit lines in both unsecured and crypto-collateralized structures, providing working capital with competitive rates and rapid approvals for global businesses.

Product Overview

Limited's credit facility gives businesses access to liquidity without requiring them to liquidate their digital assets. The secured structure accepts USDC, USDT, or BTC as collateral and unlocks credit at significantly lower rates than unsecured alternatives — making it a powerful tool for Web3-native businesses that hold stablecoin or crypto treasuries.

Credit Line Options

Unsecured Credit Line

• Up to $250,000
• Rates from 12.9% APR
• No collateral required — approved on business performance and creditworthiness
• Approval in as fast as 24 hours
• Draw funds anytime; pay interest only on what you use

Secured Credit Line (Crypto-Collateralized)

• Up to $10,000,000
• Rates from 8.5% APR
• Accepts USDC, USDT, or BTC as collateral
• No credit check required
• Instant access to funds after collateral deposit
• Retain crypto asset exposure while unlocking operational liquidity

Key Features

• No origination fees and no prepayment penalties
• Flexible repayment: monthly or custom schedules
• Automatic payment setup available
• Real-time dashboard showing available credit, utilization, and repayment schedule
• Apply online in minutes — no paperwork required
• Decision within 24 hours

Why Choose Limited

Limited's crypto-collateralized credit line is purpose-built for businesses holding significant stablecoin or BTC treasury who need operational liquidity without selling. Integrated directly into Limited's self-custodial business banking platform, credit facilities connect seamlessly with corporate cards, bill pay, and multi-currency accounts.