MoveUSD Fiat On/Off-Ramp & Global Payout Infrastructure

B2B Fiat-to-Crypto and Crypto-to-Fiat Conversion Infrastructure

CFX Labs provides a comprehensive suite of B2B on-ramp and off-ramp infrastructure through the MoveUSD API platform, enabling payment service providers, fintechs, and enterprises to move money between fiat and digital assets across multiple rails—with all operations processed under CFX Labs' FINCEN MSB registration and state money transmission licenses.

On-Ramp Capabilities

• Retail Cash Load: Accept cash deposits at 30,000+ U.S. retail locations (Walmart, CVS, Walgreens, 7-Eleven) with approximately 5-minute settlement from cash deposit to wallet credit. Users receive a unique barcode for seamless cash loading.
• ACH Deposits: 1–2 day settlement for bank-to-digital transfers.
• Wire Transfers: Same-day domestic wire deposits.
• SWIFT International: Cross-border fiat deposits via SWIFT.
• Stablecoin Deposits: Instant conversion from USDC/USDT into the CFX network.

Off-Ramp & Global Payout Capabilities

• 220+ Markets: Disburse funds to recipients in over 220 countries and territories through local real-time payment networks and local currencies—no need for separate banking relationships in each market.
• Stablecoin-In, Local Currency-Out: Accept USDC/USDT from senders and automatically pay out in local fiat currencies at the destination.
• ACH, Wire, SWIFT: Standard domestic and international rails available via API.
• Cryptocurrency Withdrawals: Off-ramp to crypto where needed.

API-First Architecture

All on-ramp and off-ramp capabilities are fully accessible via the MoveUSD Deposit API and Withdrawal API, supporting sandbox and production environments with idempotency keys. Integrated KYC/KYB/AML compliance is built into the platform.

Ideal For

Remittance platforms, cross-border payment providers, employer payroll platforms with global workforces, gig economy apps, and neobanks targeting underbanked populations seeking to bridge cash, fiat, and digital asset ecosystems.