JPYC EX Fiat-Stablecoin Conversion Platform

JPYC EX is the regulated on-ramp and off-ramp platform for converting between Japanese yen and JPYC stablecoin tokens on Ethereum, Polygon, and Avalanche.

Product Overview

Licensed under Japan's Payment Services Act as a Type II Fund Transfer Service Provider, JPYC EX provides compliant fiat-to-stablecoin rails backed by a 1:1 yen peg with more than 100% collateralization in yen-denominated assets including bank deposits and Japanese Government Bonds. The platform operates as a non-custodial system where issued tokens transfer directly to user-owned wallets.

Key Features

• Instant yen-to-JPYC conversion via bank transfer with sessions starting from 3,000 yen and a daily cap of 1 million yen per user
• Non-custodial architecture with direct token delivery to user wallets across Ethereum, Polygon, and Avalanche
• Full AML/CFT compliance with mandatory KYC via Japan's My Number (JPKI) system and Elliptic transaction monitoring
• Redemption flow converting JPYC tokens back to Japanese yen

Use Cases

JPYC EX serves both individual users and enterprises requiring regulated on-chain yen settlement. Businesses use the platform for invoice payments, supplier settlements, and cross-border transfers while maintaining yen-denominated accounting. Developers can integrate with JPYC via the open-source TypeScript and Python SDKs for programmatic issuance and redemption workflows.