Global Crypto & Fiat Payroll Infrastructure

Thunes provides comprehensive global payroll infrastructure enabling businesses to pay employees, contractors, and gig workers in both cryptocurrency and fiat currencies across 130+ countries. The platform supports stablecoin payroll (USDC/USDT), mobile wallet disbursements, bank transfers, and card payments through a single API integration.

Stablecoin Payroll

Businesses can send instant payroll disbursements in stablecoin (USDC and USDT) to over 500 million stablecoin wallets globally with 24/7 availability and near-instant settlement. Ideal for paying contractors, gig economy workers, or freelancers across borders, the solution bypasses banking hours and processing times while providing recipients with stable value storage in countries facing currency volatility.

Multi-Rail Payment Options

Support for diverse payment methods ensures businesses can pay any worker through their preferred channel:

Mobile Wallet Payments: Send instant payments to 120 mobile wallet brands and 3 billion mobile wallet accounts worldwide, including popular platforms like bKash, JazzCash, WeChat Pay, DANA, OVO, Grab, GCash, M-Pesa, and MTN. Transactions settle instantly with funds immediately available, with support for payments from as little as $1.

Bank Account Payments: Direct connections to banking systems in 130+ countries enable payroll disbursements to bank accounts globally with real-time or near-real-time settlement, eliminating correspondent bank delays.

Card Payments: Instant payroll disbursements to 15 billion debit and credit cards globally through major networks including Visa, Mastercard, and regional schemes. Funds typically available within minutes.

Global Reach & Speed

Through the Direct Global Network, businesses access 320+ payment methods reaching 7 billion mobile wallets and bank accounts globally. Real-time payment processing with instant submission and settlement provides peace of mind for employers and immediate fund access for workers. Transactions complete in under one minute in many corridors.

Transparent Pricing & FX

No hidden fees or unclear exchange rates - recipients see exactly what they'll receive in their local currency before transactions are initiated, reducing disputes and building trust. Multi-currency support covers 80+ fiat currencies plus stablecoins. SmartX Treasury integration provides real-time FX optimization and transparent pricing across all payment corridors.

Business Benefits

Unified API simplifies technical implementation for global payroll operations. Payments are up to 10x cheaper than traditional wire transfers through direct connections eliminating intermediaries. 24/7 availability including weekends and bank holidays provides operational flexibility. Full transaction transparency with real-time status updates and blockchain recording for stablecoin payments ensures auditability. Compliance guaranteed through Fortress Compliance platform with 50+ global licenses.

Use Cases

Optimal for businesses with global distributed teams, gig economy platforms, marketplaces, remote-first companies, international contractor payments, creator economy platforms, and businesses operating in emerging markets where mobile wallets and stablecoins are preferred payment methods.