Fiat-Crypto Conversion Infrastructure & APIs

Encryptus provides comprehensive B2B fiat on-ramp and off-ramp infrastructure enabling businesses to integrate instant, compliant cryptocurrency-fiat conversion capabilities into their platforms.

On/Off-Ramp APIs and Widgets

Developer-focused APIs and embeddable widgets deliver plug-and-play integration for instant conversion between 100+ fiat currencies and major cryptocurrencies including Bitcoin, Ethereum, USDT, and USDC. The infrastructure includes:

• Seamless platform integration without building from scratch
• Ready-made embeddable widgets for end-users
• Built-in KYC/AML compliance monitoring and transaction screening
• Sanctions checking and regulatory reporting capabilities
• Wallet monitoring through industry-leading partners

Faster Settlement Layer (FSL)

Encryptus's proprietary Faster Settlement Layer delivers real-time global payouts to over 100 countries, bypassing traditional SWIFT networks:

• Instant Global Settlements: Real-time money delivery with no T+1 or T+2 delays
• Emerging Markets Coverage: Specialized support for emerging economies and micropayments
• Alternative Payment Rails: Purpose-built for cryptocurrency integration, unlike traditional services (Wise, Revolut)
• Regulatory Compliance: Built-in monitoring aligned with VARA (Dubai) and EU regulations
• Native Crypto-Fiat Conversion: Seamless conversion between digital assets and local currencies

Named IBANs and PayIn Services (Launching Soon)

Dedicated IBAN accounts in G10 currencies (USD, EUR, GBP, JPY) for individuals and institutions, combined with mobile wallet PayIn capabilities across emerging markets:

• Named accounts connected to Encryptus's crypto infrastructure
• Traditional banking infrastructure integration for fiat deposits/withdrawals
• Mobile money platform support in emerging markets with limited traditional banking
• Comprehensive on-ramp/off-ramp spanning developed markets (IBANs) and emerging markets (mobile wallets)

Target Applications

Ideal for fintech platforms, payment aggregators, e-commerce platforms, payroll providers, and Web3 applications requiring regulated fiat gateway infrastructure with global reach and real-time settlement capabilities.