Crypto On/Off Ramp

Ivorypay's On/Off Ramp is a two-way conversion bridge between cryptocurrency rails and African banking systems, enabling businesses to convert local fiat currencies to crypto for outbound payments and convert received crypto back to local fiat instantly — eliminating the need for forex bureaus, central bank approvals, or weeks-long wire transfers.

Product Overview

Built specifically for the realities of African business, Ivorypay's On/Off Ramp supports multiple local currencies including Nigerian Naira, Ghanaian Cedis, and Kenyan Shillings, with settlement directly into bank accounts or mobile money wallets in under 60 seconds. The platform is API-first with comprehensive documentation, enabling fintechs, remittance services, and enterprises to automate conversions without managing blockchain infrastructure directly.

Key Features

• Two-way conversion: on-ramp fiat to crypto and off-ramp crypto to fiat
• Multiple settlement channels: banks, mobile money, and cards
• Instant processing: convert and transfer in under 60 seconds
• Supports USDT, USDC, PYUSD, BTC, ETH, and other major cryptocurrencies
• API integration with dedicated documentation for automating conversions
• White-label available for fintechs building remittance or payment products
• Currency conversion automation based on configurable rate triggers
• Built-in KYC onboarding and real-time AML monitoring
• Fully compliant with major African regulatory frameworks
• 1% transaction fees versus the 10% typical of traditional cross-border processors

Use Cases

Suited to remittance and money transfer services building on Ivorypay's rails, businesses with international operations requiring instant liquidity in any direction, cross-border traders managing multi-currency inventory purchases, and global freelancers or remote teams receiving international crypto payments and converting to local African currency.