Cross-Border Payments Infrastructure Platform

Xweave provides a blockchain-powered cross-border payments infrastructure platform that enables businesses to facilitate real-time international money transfers without pre-funding requirements. The platform operates as a non-custodial orchestration layer leveraging stablecoin-fiat rails, enabling seamless fiat-to-fiat cross-border transfers via stablecoin intermediary settlement.

How It Works

The platform connects a global regulated partner network of VASPs (Virtual Asset Service Providers), compliant stablecoin assets, and last-mile payment distributors. Sending fiat is on-ramped to a regulated stablecoin, routed via an intelligent asset-agnostic and network-agnostic engine to the optimal path, and off-ramped to fiat at the destination — all atomically and in real time, 24/7/365.

Key Features

• Stablecoin-Fiat Rails: Uses regulated stablecoin assets as the settlement layer, eliminating the need for pre-funded correspondent accounts in destination corridors
• API-Based Conversion Infrastructure: Plug-and-play API covering funding, receiving, settlement, and KYC information sharing in a single endpoint — enabling rapid integration for remittance companies, mobile wallet providers, merchants, and corporates
• Intelligent Routing Engine: Selects the most cost-efficient conversion and settlement path across any regulated stablecoin and blockchain network, delivering full price transparency
• Regulated Partner Network: Curated network of regulated VASPs and compliant stablecoin assets ensuring regulatory compliance across corridors
• Full Distribution Coverage: Recipients can receive converted fiat via bank accounts, e-wallets, or OTC cash disbursement points
• Exotic Corridor Support: Efficiently routes through difficult international payment corridors where traditional fiat rails fall short
• Reduced FX Risk: Eliminating pre-funded capital exposure reduces FX volatility risk for B2B operators

Use Cases

Designed for B2B operators: mobile wallet providers expanding remittance capabilities, remittance companies needing instant settlement, merchants requiring cross-border supplier payments, and corporates conducting rapid international transactions.