Bitso Business Cross-Border Payments & Stablecoin On/Off-Ramp Infrastructure

Bitso Business provides enterprise-grade fiat on/off-ramp and cross-border payment infrastructure powered by stablecoin rails, enabling global businesses to move money across borders quickly and affordably—particularly into and across Latin America.

Cross-Border Payments

Bitso's cross-border payment solution leverages stablecoin infrastructure to bypass slow correspondent banking networks. Businesses collect locally in any supported currency, convert to stablecoins such as USDC for fast, low-cost international transfer, then settle in any supported payout currency via local rails. End-to-end transactions complete in minutes at a fraction of traditional wire costs, with full API visibility over the payment journey.

Stablecoin Orchestration

The Stablecoin Orchestration platform automates routing across multiple blockchains and payment partners from a single integration. It intelligently selects the fastest, most cost-effective, and most reliable paths for global payments—managing all stablecoin wallets and partner accounts from a unified dashboard with automated rebalancing. Built-in AML/KYC compliance checks and sanctions screening operate at every on- and off-ramp, with automated reconciliation reports providing full transparency.

Local Payment Rails (Pay-ins and Payouts)

A single API integration connects businesses to local payment rails across six Latin American countries—Mexico (SPEI), Brazil (Pix), Colombia, Argentina, USA (ACH), and Chile. Businesses can accept local currency pay-ins and execute mass payouts to multiple recipients simultaneously, eliminating the complexity of managing multiple country-specific integrations.

Key Capabilities

• Stablecoin-fiat conversion rails with real-time FX at interbank rates
• Regional payment rail integrations: SWIFT, SEPA, Pix (Brazil), SPEI (Mexico), ACH (USA)
• API-based conversion and payment infrastructure with webhooks
• Automated compliance (AML/KYC, sanctions screening) at every conversion point
• Mass payout automation for payroll, marketplaces, and gig platforms
• Multi-currency account supporting USD, EUR, BRL, COP, MXN, ARS, USDC, USDT, MXNB, BRL1