Yellow Card

Yellow Card is the stablecoin payments infrastructure provider for emerging markets, founded in 2016 by Chris Maurice (CEO) and Justin Poiroux (CTO). Headquartered in Atlanta, USA, Yellow Card is the largest and first licensed stablecoin on/off ramp in Africa, having processed over $6 billion in volume across 35+ countries and supporting 50+ local payment currencies. The company has raised $85 million in equity financing and employs 200+ team members across 20 countries.

Yellow Card enables banks, financial institutions, corporates, fintechs, telcos, and other businesses to access, store, send, and manage stablecoins while facilitating payments across USD and 50+ local currencies. The platform bridges the gap between traditional fiat infrastructure and digital assets, allowing businesses to operate efficiently in complex, high-growth emerging markets — primarily across Africa and other underserved regions.

Core Products/Services

Yellow Card operates across two primary solution categories:

Digital Asset Infrastructure enables businesses to send and receive stablecoins globally across 30+ blockchains, create and manage custodial and self-custody wallets and subwallets, launch custom local currency stablecoins with minting and burning capabilities, and earn yield on stablecoin balances. Supported assets include USDC, USDT, Bitcoin, Ethereum, Celo Dollar, Solana, Stellar, and more.

Fiat Payment Infrastructure allows businesses to accept and pay in 50+ local currencies, make global USD/EUR payments across 195 countries, create virtual USD/EUR accounts with dedicated IBANs, and use on/off ramp services to buy and sell stablecoins with local currencies.

API Suite is Yellow Card's core developer product — a single, robust API that gives businesses access to local fiat on/off ramps, deep liquidity, and compliant treasury solutions. It powers cross-border remittances, local currency acceptance, global supplier payments, digital wallet functionality, and stablecoin savings.

Treasury Portal is a web-based dashboard for businesses to manage modern treasury operations, including unlimited custom wallets, sending, receiving, converting currencies, transaction tracking, and team access controls.

Stablecoin Savings API enables fintechs and financial platforms to offer their end-customers the ability to convert local currency into USD stablecoins as a hedge against inflation, with Yellow Card handling all liquidity management.

Key Strengths

• First and largest licensed stablecoin infrastructure provider in Africa
• Enterprise-grade compliance: AML monitoring, sanctions screening, Travel Rule compliance, KYB/KYC, anti-terrorism and bribery controls
• 106+ Tier 1 banking and liquidity partners
• 90+ local bank accounts and 30+ mobile money network integrations
• 99.9% uptime with real-time monitoring
• Regulatory licenses in multiple African jurisdictions including South Africa
• Backed by world-class investors including Blockchain Capital

Notable Clients/Projects

Yellow Card counts Visa among its enterprise clients, with Visa leveraging the platform to streamline treasury operations and enhance liquidity management across borders. The company has been featured in TechCrunch and Bloomberg for its role in fueling Africa's stablecoin boom.

Why Choose Yellow Card

Yellow Card removes the complexity of operating in emerging markets by providing a single, compliant infrastructure layer for both fiat and digital asset operations. Businesses avoid the need to navigate 45 banks, 45 mobile money providers, and fragmented regulations across 20 countries independently. With deep regional expertise, on-the-ground local teams, and regulatory-grade compliance built in, Yellow Card is the go-to infrastructure partner for companies seeking to move money efficiently across the emerging world.