Latamex

Latamex is a crypto-to-fiat gateway designed specifically for Latin America, founded in 2020 and backed by Y Combinator (S22 cohort). Operating as Settle ARG S.A. and registered as a Virtual Asset Service Provider (PSAV #29) with Argentina's Comisión Nacional de Valores (CNV), Latamex enables global businesses to offer cryptocurrency on-ramp and off-ramp services to users across the Latin American region.

Core Products/Services

Latamex offers a suite of B2B integration tools that allow exchanges, wallets, DApps, and fintech platforms to connect their users with local fiat currency markets in Latam:

• On & Off Ramp API: A fully white-label API integration that allows businesses to embed crypto/fiat conversion capabilities while maintaining complete control over the user experience. Favoured by exchanges, wallets, and DApps seeking a seamless on/off ramp for their Latin American user base.
• Latamex Checkout: A hosted checkout integration that connects the final steps of a crypto buy/sell flow directly to Latamex's platform, reducing integration effort while providing a compliant payment experience.
• Latamex Widget: A lightweight embeddable snippet that can be dropped into any website to provide instant crypto/fiat exchange functionality without deep backend integration.
• Latin American Stablecoins (ARST & BRLT): Latamex offers access to the leading regional stablecoins pegged to the Argentine peso (ARST) and Brazilian real (BRLT), enabling businesses to add locally-relevant stable digital assets to their product offerings.
• OTC Wholesale Pricing: A personalized over-the-counter (OTC) service for businesses or their clients needing to execute large-volume crypto/fiat transactions quickly and securely at institutional pricing.
• White-label Prepaid Card Issuance: Latamex issues physical Visa or Mastercard prepaid cards branded for the partner business, enabling crypto businesses to offer real-world spending functionality to their customers.

Key Strengths

• Deep Latam expertise: Products are built end-to-end with the complexities of local payment systems, currencies, and regulations baked in from the ground up.
• Regulatory compliance: Registered PSAV with CNV in Argentina; operates under AML/KYC standards required by the Unidad de Información Financiera (UIF).
• Multi-country coverage: Works to support the broadest possible range of countries, local fiat currencies, cryptocurrencies, and payment methods across Latin America.
• Bilingual enterprise support: Dedicated bilingual business support team and technical integration support for partner onboarding.
• Competitive fees: Low-fee structure designed to make integration accessible for startups and enterprises alike.

Notable Clients/Projects

Latamex has integrated with or been cited by several prominent crypto industry players including OKEx (now OKX), Bithumb Global, Huobi Global, Stellar/Lumen ecosystem projects, Oasis/DAI, Lobstr wallet, Wyre, and Binance, as reported in outlets including CoinTelegraph, Yahoo Finance, The Block, and Decrypt.

Why Choose Latamex

For any global crypto business seeking to enter or expand in Latin America, Latamex provides the critical infrastructure layer that handles the regulatory, banking, and local currency complexities of the region. Its multiple integration modes (API, Checkout, Widget) allow businesses of any size and technical capability to go live in Latam with minimal friction. The combination of YC backing, CNV registration, and a track record with top-tier exchanges makes Latamex a trusted and compliant on/off ramp partner for the region.