Galoy

Galoy is a pioneering provider of Bitcoin-native core banking and payments infrastructure, founded to bring banking into the Bitcoin Age. The company builds cloud-native software products that enable traditional banks, fintechs, and de novo financial institutions to launch Bitcoin and digital asset products quickly and securely.

Core Products and Services

Galoy's bitcoin-native, asset-agnostic banking platform is designed to meet the scalability, uptime, and reliability standards of the world's largest organizations. The company offers a comprehensive suite of products including:

Lana: A Bitcoin-backed lending platform that enables banks to offer digital asset-backed loans with low risk and high liquidity. The platform integrates with cryptocurrency exchanges for automated collateral management and supports flexible custody options.

Bria: A Bitcoin payments hub enabling secure, scalable payment processing across both onchain Bitcoin and the Lightning Network. Bria provides seamless transaction batching in a security-optimized manner for enterprise applications.

Cala: A Bitcoin-native core accounting ledger built on double-entry accounting principles, designed for managing multiple user accounts and supporting both BTC and fiat currencies. Cala serves as the foundation for building greenfield financial products.

Stablesats: An innovative hedging engine that creates bitcoin-native stable balances (synthetic USD) using derivatives contracts, providing stablecoin-like experiences without requiring token creation. The solution is fully interoperable with onchain Bitcoin and Lightning Network.

Blink Wallet: A production-tested Bitcoin and Lightning wallet that has been running on Galoy infrastructure since 2020. Originally launched as Bitcoin Beach Wallet, Blink is recognized worldwide as a preferred wallet for communities using Bitcoin for everyday payments.

Key Strengths

Galoy's platform can be implemented through two deployment models: as a Sidecar alongside legacy core banking systems for existing institutions, or as a Primary Core for de novo banks. The company's software is ISO27001 certified, meeting stringent security requirements expected by leading financial institutions and regulators.

The technology stack is cloud-native, API-first, and built to support real-time payments, dynamic loan origination, and rapid iteration. All products feature comprehensive regulatory reporting capabilities and full auditability.

Notable Achievements

Galoy is backed by leading venture capital firms including Craft Ventures, Kingsway Capital, Valor Equity Partners, Trammell Venture Partners, Fulgur Ventures, and Hivemind Ventures, along with notable angel investors like Vijay Boyapati, Balaji Srinivasan, and Brad Mills.

The company's Blink wallet has demonstrated real-world proof of concept since 2020, serving communities worldwide with reliable Bitcoin payment infrastructure.

Why Choose Galoy

Galoy offers financial institutions a complete solution for entering the Bitcoin and digital asset space without the multi-year implementation timelines and considerable risk associated with replacing legacy core banking systems. The platform enables banks to offer Bitcoin-backed loans, digital asset accounts, and Lightning payments from day one, opening new revenue streams and meeting growing customer demand for Bitcoin products. With a distributed team of world-class engineers and business experts hyper-focused on enterprise-scale deployments, Galoy provides the expertise and technology needed to bring modern banking infrastructure to the Bitcoin Age.