Crypto & Fintech Licensing Services

Fenwick provides comprehensive fintech and crypto regulatory services helping clients engaged in financial services, digital assets, and virtual currencies obtain and maintain licenses and regulatory registrations. The firm navigates the complex world of financial technology, advising companies that disrupt traditional banking through regulatory compliance, market entry, and licensing to support growth.

Money Transmission & Exchange Licensing

Fenwick guides clients through the complex landscape of state and federal licensing requirements for cryptocurrency businesses. Services include Money Services Business (MSB) registration with FinCEN, state-by-state Money Transmitter License (MTL) applications and renewals, Virtual Asset Service Provider (VASP) licensing for international operations, crypto exchange licenses including New York's BitLicense and EU MiCA registration, and ongoing regulatory compliance filings. The firm has extensive experience representing exchanges, wallet providers, stablecoin issuers, and payment processors through multi-jurisdictional licensing processes.

Federal & International Regulatory Filings

The team handles broker-dealer applications for digital asset trading platforms, Department of Treasury filings for money services businesses, and correspondence with federal regulators including the Federal Deposit Insurance Corporation (FDIC), Office of the Comptroller of the Currency (OCC), Consumer Financial Protection Bureau (CFPB), Securities and Exchange Commission (SEC), and Commodity Futures Trading Commission (CFTC). Fenwick coordinates international licensing strategies for clients expanding globally, addressing cross-border regulatory matters and compliance obligations for international operations.

Market Entry & Regulatory Strategy

Fenwick provides strategic regulatory counsel for businesses entering the crypto and fintech space, including companies partnering with banks and financial institutions, businesses launching lending platforms or payment services, blockchain-based offerings utilizing digital currencies, and any company needing guidance on FinCEN, Bank Secrecy Act (BSA), or Anti-Money Laundering (AML) compliance. Services include payment ecosystem design, virtual currency risk assessment and business model development, prepaid card program design, licensing and compliance interventions, and ongoing regulatory monitoring.

Why Choose Fenwick

Recognized in the Chambers 2026 Fintech Guide as among the best in the US, Fenwick brings deep understanding of blockchain technology combined with decades of experience navigating federal and state financial regulations. The firm's integrated approach draws on regulatory, corporate, tax, IP, cybersecurity, and litigation expertise to deliver comprehensive counsel that supports business growth while maintaining compliance. Fenwick tailors strategies that comply with state, federal, and international regulations by staying current with evolving enforcement priorities and regulatory guidance.