Crypto & Financial Services Licensing

Comprehensive legal services for obtaining and maintaining financial services licenses, regulatory authorizations, and compliance registrations for cryptocurrency businesses, digital asset platforms, and traditional financial institutions in Panama. The firm represents clients in licensing applications, regulatory filings, and ongoing compliance with supervisory authorities.

Crypto & Blockchain Licensing

Exchange Platform Licensing - Legal representation for obtaining licenses and authorizations to operate cryptocurrency and digital asset exchange platforms in or from Panama, including regulatory filings with applicable authorities and compliance with exchange platform requirements.

Crypto Business Registration - Advisory on regulatory registration requirements for various crypto business models, including Virtual Asset Service Provider (VASP) frameworks, money transmission requirements, and digital wallet provider registrations.

Fintech Regulatory Advisory - The firm has contributed to developing Panama's regulatory framework for financial technology (Fintech), providing clients with forward-looking guidance on emerging crypto regulations and licensing requirements. Advisory services to government authorities provide insider knowledge of regulatory development.

Banking & Financial Services Licensing

Banking Licenses - Legal representation for obtaining licenses and authorizations required to conduct banking business in or from Panama, including regulatory filings and compliance with Superintendence of Banks requirements.

Securities Market Licenses - Licensing support for securities market activities including securities intermediary registration, broker-dealer applications, investment advisor registrations, and fund manager licenses.

Regulatory Filings & Renewals - Preparation and submission of regulatory filings, license renewal applications, and ongoing reporting to banking and securities supervisory authorities.

Securities Registration Services

Securities Registration - Specialized legal representation for registering fixed income and variable income instruments with the Superintendence of the Securities Market in Panama, including all required disclosure documents and compliance filings.

Exchange Listing - Legal support for listing securities on stock exchanges and organized securities markets in Panama, including preparation of listing applications and compliance with exchange requirements.

Ongoing Regulatory Compliance

Compliance Advisory - Ongoing legal counsel to licensed entities regarding compliance with disclosure obligations, periodic reporting requirements, financial information submissions, and regulatory correspondence with supervisory authorities.

Authority Relations - Representation in dealings with regulatory authorities including the Superintendence of Banks, Superintendence of the Securities Market, and other financial sector regulators.

Why Choose Quijano & Associates

With over 65 years of experience in Panama's financial sector and recognized as one of the preferential law firms in banking and capital markets, Quijano & Associates brings deep regulatory expertise and strong relationships with supervisory authorities. The firm's contribution to developing Panama's Fintech regulations provides clients with insider knowledge of regulatory trends and forward-looking compliance guidance.

Target Clients

Cryptocurrency exchanges seeking regulatory authorization, blockchain companies requiring financial services licenses, digital asset platforms, fintech startups, traditional banks and financial institutions, securities intermediaries, fund managers, and international companies establishing regulated operations in Panama.