Coins Business Payments & Merchant API Suite

Coins.ph Business Payments provides institutional-grade digital payment solutions for Philippine merchants and enterprises, enabling seamless payment collection and mass disbursement across multiple channels including the Coins Wallet, InstaPay, PESONet, and over-the-counter networks.

Service Overview

As the Philippines' most established and BSP-regulated crypto platform, Coins.ph delivers a comprehensive merchant payment infrastructure that bridges traditional Philippine payment rails with digital asset capabilities. The platform is trusted by e-commerce merchants, enterprises, and businesses requiring API-driven payment automation under full regulatory compliance.

What's Included

• QRPH Business: Merchant QR code solution accepting payments from any participating bank or e-wallet through the Philippine QR PH standard — broad interoperability across the local financial ecosystem (1.2% collection fee)
• WebPay Payment Gateway: Integration for accepting crypto and fiat payments within apps and websites, supporting streamlined checkout experiences for e-commerce and service businesses (1.0% collection fee)
• Collection & Disbursement APIs: Integration-ready APIs for mass payouts via CSV batch uploads for payroll and supplier payments, PESONet transfers (PHP 5.00/transaction), and InstaPay transfers (PHP 10.00/transaction)
• Stablecoin Integration: USDT and USDC support for B2B payments, cross-border settlement, and vendor payment workflows integrated into treasury operations

Why Choose Coins.ph

Coins.ph is the first cryptocurrency company in Asia to hold both BSP Virtual Currency Exchange and Electronic Money Issuer licenses, providing institutional clients with unmatched regulatory assurance. With over 16 million registered users and deep integration across Philippine banking, e-wallet, and padala networks, Coins.ph offers the widest payment reach available in the Philippine market.