Stable OS Treasury — Tokenized Money Market Funds

Institutional Yield on Stablecoin Treasury Balances

Keyrails' Stable OS Treasury is a 24/7 tokenized money market fund (TMMF) product that allows importers and enterprises to earn institutional-grade yield on their surplus USDC holdings while maintaining full liquidity. Designed for businesses operating in emerging markets that hold stablecoin balances between trade cycles, it removes the costly broker/dealer overhead and T+2/T+3 settlement delays that make traditional treasury management impractical.

Key Features

• Yield Rate: 5.5–5.8% APY at institutional money market fund rates
• Base Currency: USDC
• No Minimums: No broker/dealer overhead or minimum investment thresholds
• Zero Counterparty Risk: Atomic swaps eliminate counterparty exposure
• Same-Day Withdrawals: T+0 redemption versus the standard T+2/T+3 in traditional fund structures
• Direct Access: No intermediaries — direct connection to tokenized money market funds

Who It Serves

Importers and businesses in emerging markets that accumulate surplus USDC between trade settlements. Rather than leaving capital idle in a wallet, businesses deploy it into tokenized MMFs and earn yield while retaining instant access for trade obligations.

Why It Matters

Blockchain-based atomic swaps underpin the same-day liquidity model, providing institutional yield rates without the friction of legacy fund infrastructure. This makes active treasury management viable for emerging market businesses for the first time.