KYC/AML Identity Verification & Screening Platform

Comprehensive Identity Verification & AML Compliance

Jumio provides an end-to-end KYC/AML solution that automates and simplifies online identity verification to prevent fraud and identity theft while ensuring regulatory compliance. The platform combines multiple verification layers including AI-powered document verification, biometric authentication, and global AML screening to securely onboard customers in seconds with industry-leading accuracy.

Core Identity Verification Capabilities

Document & ID Verification

The platform automatically verifies government-issued IDs from over 5,000 document types across 200+ countries and territories, including eIDAS-compliant eIDs across Europe and Brazil's CNH Digital. Sophisticated AI algorithms check documents against known ID templates to verify authenticity and validity, examining security features like holograms, watermarks, and font types. The Doc Proof feature allows customers to upload supporting documentation such as utility bills, credit card statements, and bank statements with automatic data extraction and authenticity verification.

Biometric Authentication & Liveness Detection

Industry-leading biometric technology performs 1:1 face matching between selfies and ID photos to verify that the live person presenting the ID is the legitimate owner. Premium Liveness Detection uses patented active illumination and advanced technology to protect against modern fraud including deepfakes, injection attacks, and sophisticated spoofing attempts. Automated checks detect sleeping persons, multiple people in frame, face morphing attacks, and various presentation attacks. The biometric system enables continuous authentication for returning users, providing passwordless account access while protecting against account takeovers.

Video Verification & Enhanced Due Diligence

For high-risk transactions or enhanced due diligence requirements, Video Verification enables the entire onboarding process to be conducted via video, capturing full context including document presentation, facial verification, and potentially verbal confirmation of identity details for the highest level of security assurance.

AML Screening & Risk Intelligence

Global Watchlist & Sanctions Screening

Comprehensive AML Screening automatically screens customers against global watchlists, sanctions lists, politically exposed persons (PEP) databases, and adverse media through hundreds of best-in-class data sources via a single connection. This enables businesses to meet Anti-Money Laundering regulatory requirements while onboarding customers efficiently.

Advanced Risk Scoring & Monitoring

Risk Signals provides contextual risk intelligence including device checks, GeoIP analysis, and velocity rules to detect anomalies and suspicious behavior. Cross-Transaction Risk leverages the Jumio Identity Graph to analyze user behavior and identity patterns across multiple transactions and sessions, enabling earlier fraud pattern detection, faster onboarding of trusted users, smarter contextual risk scoring, and fewer false positives.

Government Database & Address Validation

Government Database Checks validate customer information against official government databases for authoritative verification of identity details. Address Checks verify customer addresses through multiple data sources including postal databases and utility records to ensure accuracy and prevent fraud.

Platform Integration & Deployment

The solution is delivered as technology platforms and tools including KYC identity verification APIs and SDKs, document verification and liveness detection widgets, wallet address risk scoring capabilities, and identity verification widget integration. The platform maintains compliance with KYC, AML, CCPA, GDPR and other privacy and financial services regulations while supporting multiple languages including English, Spanish, Portuguese, French, German, and Chinese.