Identity API & Compliance Engine

KYC/AML & Compliance Infrastructure

Meso provides a suite of developer-facing KYC/AML tools and compliance infrastructure enabling Web3 applications to embed identity verification and transaction screening directly into their products.

Identity API

Meso's Identity API allows developers to build fully custom identity capture and KYC flows using their own UI, while Meso handles all sensitive identity data, verification, and compliance on the backend. Key capabilities include:

• Custom KYC UI: Developers own the identity capture interface — no forced branding or redirects
• Low-friction verification: Minimizes drop-off during onboarding with streamlined identity checks
• Reusable identity: Users verify once and on-ramp forever — identity reused for subsequent transactions
• Regulatory compliance: Meets KYC requirements across US and EU jurisdictions
• Secure PII handling: Meso securely processes and stores all identity documents and personal data

mesOS Compliance Engine

mesOS is Meso's all-in-one compliance infrastructure layer powering the full regulatory stack for crypto payments:

• KYC/AML automation: Automated identity and anti-money-laundering checks embedded into every transaction flow
• Real-time transaction monitoring: Continuous surveillance of all transactions against regulatory thresholds and watchlists
• Regulatory reporting automation: Automated generation and submission of regulatory reports
• Custom risk scoring engine: Configurable risk scoring evaluating each transaction and user across multiple signals
• Global compliance coverage: Stays ahead of evolving regulatory requirements across US and EU jurisdictions

Fraud Detection & Transaction Screening

Meso's real-time fraud detection platform provides transaction-level risk scoring specifically designed for crypto payment flows:

• Real-time checks: Every transaction evaluated before processing against risk signals
• Evolving ML models: Continuously updated fraud models tracking emerging crypto payment fraud patterns
• Low false positive rate: Preserves legitimate user experience while blocking bad actors automatically
• Crypto-specific design: Fraud models built from the ground up for crypto transaction patterns

Partners integrate once and benefit from ongoing KYC, AML, and fraud compliance coverage as requirements evolve — without building or maintaining their own compliance infrastructure.