Earn Yield

Treasury Yield Generation on Idle Stablecoin Balances

Franklin's Earn Yield feature allows businesses to generate returns on idle treasury funds by deploying stablecoins into DeFi protocols. This offering is designed for companies that maintain treasury balances in USDC or other stablecoins and want to maximize capital efficiency while maintaining liquidity for upcoming payroll and operational expenses.

Vetted DeFi Strategies

Curated Yield Opportunities

The platform provides access to vetted DeFi yield strategies including lending protocols (Aave, Compound), stablecoin liquidity pools, and other yield-generating opportunities. Franklin curates strategies based on security, historical returns, and liquidity to ensure businesses can access funds when needed for payroll runs.

Automated Deployment

Key features include automated deployment where companies can set rules to automatically allocate treasury funds above certain thresholds into yield-generating positions. The platform monitors yield opportunities and rebalances as needed to optimize returns while maintaining target liquidity levels.

Simplified DeFi Access

No DeFi Expertise Required

Franklin handles the complexity of DeFi interactions, providing a simple interface for treasury management without requiring deep knowledge of smart contracts or DeFi protocols. The platform tracks yield accrual in real-time and integrates earnings into accounting systems for proper financial reporting.

Risk Management

Risk management features include diversification across multiple protocols, real-time monitoring of deployed capital, and quick withdrawal capabilities to ensure funds are available when needed. Franklin provides transparency into where funds are deployed and the associated risks of each strategy.

Capital Efficiency for Crypto-Native Companies

The Earn Yield feature is particularly valuable for crypto-native companies that maintain significant treasury balances in stablecoins for payroll and operations. Rather than leaving funds idle in wallets earning no return, companies can generate 4-8% APY on stable assets while maintaining the liquidity needed for regular business operations.

This capability has been highlighted in media coverage including Cointelegraph's article on Franklin's treasury yield capabilities, demonstrating the platform's position in institutional-grade treasury management for Web3 companies.