Dataless KYC/KYB Identity Verification Platform

Fractal ID provides comprehensive identity verification solutions for Web3 platforms through a privacy-preserving dataless architecture. The platform enables KYC (Know Your Customer), KYB (Know Your Business), and personhood verification while eliminating central data storage risks.

KYC Verification

Fractal ID's flagship KYC service enables DeFi protocols, exchanges, tokenization platforms, and payment processors to verify user identities without storing sensitive personal data centrally. After verification, PII is retained for only 14 days to assist with the verification process, then permanently deleted from all centralized systems in accordance with GDPR. The verified identity is issued as an encrypted Verifiable Credential stored in idOS (identity operating system), a decentralized storage network.

Key Features:

• Zero central data storage after 14-day verification window
• W3C-standard Verifiable Credentials encrypted in decentralized storage
• User-controlled access with revocable permissions
• GDPR compliant while meeting regulatory requirements
• Multiple verification levels based on compliance depth needed
• API integration for seamless onboarding flows

KYB Verification

Fractal ID's KYB service verifies business entities, companies, and institutional investors for Web3 platforms requiring corporate participant onboarding. The verification includes validation of company registration documents, beneficial ownership structures, authorized signatories, and regulatory compliance status.

Business Verification Includes:

• Corporate document verification (registration certificates, articles of incorporation)
• Ultimate beneficial owner (UBO) identification
• Authorized signatory validation
• Regulatory status checks for jurisdiction-specific compliance
• Dataless architecture with encrypted credentials in decentralized storage
• Entity-controlled access to verification data

Personhood Verification

For applications requiring proof-of-uniqueness without full identity disclosure, Fractal ID offers personhood verification ideal for DAOs, social platforms, gaming, and airdrops. This lighter verification prevents sybil attacks while maintaining user anonymity.

Personhood Features:

• Sybil resistance without invasive KYC
• Privacy-preserving verification methods
• Lightweight, faster process than full KYC
• Reusable credentials across platforms
• Decentralized credential storage in idOS

idOS Infrastructure

All Fractal ID verification services leverage idOS, a purpose-built decentralized storage network for identity credentials. idOS provides self-sovereign storage with encrypted credentials, granular access control, and cryptographic audit trails. This architecture eliminates data honeypots, reduces platform liability, and aligns with both privacy regulations and compliance requirements.

Target Use Cases

• DeFi protocols requiring regulatory compliance
• Cryptocurrency exchanges (CEX and DEX)
• Tokenization platforms for real-world assets
• Payment processors and fiat on/off-ramps
• Private and public token sales (IDOs/IEOs)
• Institutional DeFi access
• DAO governance and voting
• Airdrop distribution with sybil resistance
• Play-to-earn games and decentralized social platforms