21 Travel Rule

21 Travel Rule is compliance software for banks, cryptocurrency exchanges and other virtual asset service providers (VASPs). It helps organisations meet FATF Travel Rule requirements by automating information exchange and verifying ownership of self-hosted wallets. Deployed within your own infrastructure, it keeps sensitive client data under your control while reducing manual work.

Core Product Features

Travel Rule Information Exchange Exchange required originator and beneficiary information directly with counterparties through peer-to-peer connections. Built-in TRUST and Travel Rule Protocol (TRP) support simplify connectivity and processing.

Self-hosted Wallet Verification Verify wallet ownership through AOPP’s one-click proofs, signed messages and Satoshi tests. Maintain an auditable verification registry and support pre-transaction wallet whitelisting.

Compliance Workflow Automation Automate routine checks with configurable business rules, approval workflows and audit trails. Use the Compliance Dashboard for daily operations or integrate through the GraphQL API.

On-premises Deployment Run the software within your infrastructure, with zero telemetry collection. Retain control over sensitive information and fit the solution into your existing security and operational processes.

Key Product Differentiators

• Data sovereignty: Self-hosted deployment keeps client data under your control.

• Direct connectivity: Peer-to-peer information exchange without a central intermediary.

• Integrated wallet verification: Manage counterparty messaging and self-hosted wallet ownership proofs in one solution.

• Security-focused engineering: Built in memory-safe Rust and deployed in distroless containers. Developed by ISO 27001:2022-certified 21 Analytics.

• Broad asset support: Supports over 2,800 digital assets, with dashboard and API access.

Ideal Use Cases

• Banks: Support digital asset services with controlled approval workflows, confidential data handling and auditable records.

• Cryptocurrency exchanges and VASPs: Automate Travel Rule information exchange with counterparties, including TRUST participants.

• Transfers involving self-hosted wallets: Verify wallet ownership before transfers and retain evidence for compliance reviews.