Sumsub

Sumsub (Sum and Substance Ltd) is a leading all-in-one identity verification and compliance platform founded in 2015 in London. Trusted by 4,000+ companies worldwide, Sumsub verifies over 1 million people per day using adaptive AI, helping businesses onboard users safely, prevent fraud, and meet global regulatory requirements. Recognized as a Leader in the 2025 Gartner Magic Quadrant for Identity Verification, Sumsub delivers proven economic impact — Forrester Consulting found that customers achieve 240% ROI with less than 6 months payback.

Core Products and Services

Sumsub offers a comprehensive verification and compliance platform organized across four pillars:

User Verification (KYC): Automated identity verification supporting 14,000+ document types from 220+ countries and territories. Achieves 90%+ average pass rates globally, with verifications completed in under 30 seconds. Includes ID Verification, Liveness and Face Match, Biometric Verification, Non-Doc Verification, Address Verification, Video Identification, and Qualified Electronic Signature (QES).

Business Verification (KYB): Streamlines onboarding for business clients through company verification, UBO identification, and document checks to meet AML and KYB regulatory requirements.

Transaction Monitoring: AI-powered AML transaction monitoring system that reduces manual review workload by 90%, delivers 272% ROI (Forrester 2025), and generates FIU reports in goAML format. Features 300+ pre-built rule bundles for fintech, crypto, e-commerce, and iGaming.

Crypto Monitoring: Blockchain analytics product supporting 350+ chains, integrating with leading providers — Crystal, Chainalysis (BYOK), Elliptic (BYOK), Merkle Science, and TRM Labs (BYOK). Used by 8 out of 10 top crypto exchanges. Screens wallets and transactions before they go on-chain.

Travel Rule Compliance: Connects with 2,100+ VASPs across major protocols (GTR, TRP, CODE, Sygna, and proprietary Sumsub protocol), securing $3.4T+ in transactions in 2025. Automates originator/beneficiary data transfers as mandated by FATF Recommendation #16.

Fraud Prevention: ML-powered fraud detection covering account fraud, payment fraud, account takeover, device intelligence, email/phone risk assessment, and behavioral fraud detection.

AML Screening: Watchlist and PEP screening, adverse media monitoring, sanctions checks.

Platform Tools: Workflow Orchestration (code-free), Case Management, Risk Scoring, and Customizable Analytics.

Key Strengths

• Crypto-native compliance: dedicated crypto KYC/AML suite specifically built for VASPs, exchanges, and DeFi platforms
• Single unified platform replacing multiple point solutions for KYC, KYB, AML, fraud, and Travel Rule
• 99.996% platform uptime with global data processing across multiple AWS regions
• Integration flexibility via SDK, API, or no-code Unilink (QR/link-based verification)
• Supports 50+ interface languages and AI-based OCR for any script
• iBeta tested, ISO 30107-3 Level 1 compliant for liveness attack prevention

Notable Clients

Sumsub serves Wirex, TRASTRA, Oobit, Guardarian, Orenda, Yolo Group, and 4,000+ others across crypto, fintech, payments, trading, iGaming, mobility, and marketplace sectors.

Why Choose Sumsub

Sumsub is purpose-built for regulated industries including cryptocurrency and fintech. Its crypto-specific toolset — Crypto Monitoring, Travel Rule, and crypto-tuned AML — positions it as a preferred compliance partner for VASPs and exchanges. Eight out of ten top crypto exchanges use Sumsub. The platform's configurable, AI-driven architecture adapts to each jurisdiction's regulatory requirements, making global expansion frictionless.