OwlTing Group

OwlTing Group (OBOOK Holdings Inc., Nasdaq: OWLS) is a blockchain-focused fintech company headquartered in Taipei, Taiwan, with global subsidiaries across the United States, Japan, Poland, Singapore, Hong Kong, Thailand, and Malaysia. Founded in 2010, the company positions itself as "Stablecoin Infrastructure for the Future" and operates OwlPay, a hybrid Web2-Web3 payment suite designed to empower global businesses to operate confidently in the expanding stablecoin economy. OwlTing became Asia's first fintech company to achieve a direct listing on Nasdaq in October 2025 under the ticker symbol OWLS.

Core Products/Services

OwlTing's primary business is its OwlPay payment suite, which comprises several distinct B2B products:

• OwlPay Harbor: An enterprise-grade API payment infrastructure for USD–USDC on/off-ramping and cross-border stablecoin settlement. Supports multi-chain settlement across Stellar, Ethereum, Polygon, Arbitrum, Optimism, and Avalanche. Holds Stellar Anchor status with SEP-24 and SEP-10 protocol support. Targets payment companies, remittance providers, financial institutions, DeFi companies, and fintech providers.

• OwlPay Payment: B2B cross-border payment platform supporting payouts to 190+ countries in 41 currencies with real-time FX. Enables businesses to send and receive international payments with low fees and same-day settlement, replacing expensive correspondent banking channels.

• OwlPay Stablecoin Checkout: An embedded acquiring solution enabling global merchants to accept USDC stablecoin payments and settle instantly in fiat currency or stablecoins. Bypasses traditional card networks, eliminates chargebacks, and reduces transaction fees.

• OwlPay Wallet Pro: An enterprise-focused multi-chain wallet with Multi-Party Computation (MPC) security, KYC/KYB onboarding, real-time transaction monitoring, and multi-tiered approval workflows.

• x402 Protocol: An AI-driven settlement automation engine preparing for launch, enabling machine-to-machine autonomous cross-border payments with routing optimization, compliance screening (AML/KYC/sanctions), and multi-currency, multi-chain settlement.

Key Strengths

OwlTing holds Money Transmitter Licenses in 40 U.S. states and is pursuing Crypto Asset Service Provider (CASP) status in Europe and Electronic Money Institution (EMI) licensing in Japan. The company is ISO 27001 certified and integrates enterprise-grade AML/KYC/KYT compliance across all products. OwlTing was ranked among the top 2 global players in the "Enterprise & B2B" stablecoin segment by CB Insights' Stablecoin Market Map in 2025, and ranked #226 on the 2026 Statista High-Growth Companies APAC list with a 42% CAGR from 2021–2024.

Notable Clients/Projects

OwlPay Harbor has multiple clients across Canada, Europe, Africa, and Asia in API integration and live transaction testing, collectively managing up to $100 million in monthly cross-border fiat volume. The company partnered with Hope for Haiti to power cross-border humanitarian aid payments using OwlPay Harbor infrastructure. OwlTing also uses blockchain traceability for agriculture and forestry products in collaboration with Taiwan's government agencies.

Why Choose OwlTing

OwlTing provides a compliant, regulated stablecoin payment infrastructure that reduces per-transaction costs from $25–30 to under $10, delivers near-instant T+0 settlement instead of traditional T+2 banking cycles, and enables global business expansion with local currency payouts in 41+ currencies across 190+ countries. The platform's AI-powered capabilities through x402 and Model Context Protocol (MCP) integration position it at the forefront of autonomous finance and the machine-to-machine economy.