Onboard

Onboard is a Web3 fintech platform founded by Nestcoin Holding Limited that enables global crypto-to-fiat and fiat-to-crypto transactions. Operating across multiple legal entities with regulatory registrations in Canada (FINTRAC MSB), the United States (FinCEN), and Poland (VASP), Onboard provides both consumer-facing financial products and B2B developer infrastructure for Web3 ecosystems.

Core Products/Services

Onboard operates a suite of interrelated products centered on the Onboard Protocol — a set of open-source smart contracts enabling peer-to-peer asset exchange on EVM-compatible blockchains. Built on this protocol, the Onboard Exchange serves as a P2P marketplace for cryptocurrency-to-fiat conversion across 13+ currencies and 100+ local payment methods.

For B2B customers, Onboard Connect is the primary SDK and API integration layer, enabling Web3 wallets, dApps, and platforms to embed on/off-ramp functionality with either low-code hosted redirect URLs or fully native API integration. The Merchant API provides high-volume operators with programmatic access to crypto liquidity across global markets. Real-world deployments power on/off-ramp functionality for Coinbase Wallet, IDRx, and Lisk.

Consumer-facing products include USD virtual accounts (supporting ACH and wire transfers from platforms like Deel, Payoneer, and Upwork), virtual USD cards (VISA-enabled, globally accepted, stablecoin-funded), the Onboard DeFi Wallet (self-custody, multi-network, WalletConnect-enabled), and Onboard Direct (instant stablecoin-to-fiat conversion on Ethereum, TRON, Polygon, BSC, Optimism, and Arbitrum).

Key Strengths

Onboard's infrastructure spans multiple regulatory jurisdictions and supports markets across Africa, Latin America, and Asia — regions with high demand for crypto-to-fiat rails. The Onboard Protocol's open-source smart contract foundation provides trustless, escrow-protected peer-to-peer trading with 2-minute finality. The platform supports 100+ local payment methods including mobile money and bank transfers, enabling genuine last-mile financial access.

For developers and platform integrators, the dual low-code and native API approach lowers integration barriers while providing full customization. Multilingual support (English, Portuguese, Spanish) and mobile-responsive design extend market reach for integrated applications.

Notable Clients/Projects

Onboard powers global on/off-ramp functionality for Coinbase Wallet across 50+ markets with a focus on LATAM, Asia, and Africa. Integration partnerships include IDRx and Lisk. The platform is backed by Coinbase Ventures.

Why Choose Onboard

For Web3 builders seeking to add crypto on/off-ramp functionality to wallets, dApps, or platforms, Onboard Connect provides battle-tested liquidity infrastructure with regulatory compliance already in place across multiple jurisdictions. The Onboard Protocol's open-source smart contract layer offers transparency and composability, while the managed Merchant API handles high-volume trading automation without requiring teams to build from scratch.