NAKA

NAKA (NAKA GLOBAL Ltd.) is a blockchain-native card payment infrastructure company headquartered in Ljubljana, Slovenia. Founded in 2017 by Dejan Roljic and operating as part of the Tether Group, NAKA provides the stablecoin-native infrastructure stack that makes payments programmable, instant, and universally accepted. The platform enables businesses and partners to launch payment card programs, design stablecoin settlement networks, and accept both FIAT and crypto payments through a unified, modular architecture.

Core Products/Services

NAKA's platform is organized around three core solutions and three use cases:

Payment Card Programs enable partners to launch co-branded or fully custom card programs combining programmable blockchain rails with Visa global acceptance. Partners can choose between a closed-loop NAKA Rail for instant, low-cost internal settlement and the Visa Payment Network for global reach. NAKA manages compliance, card principal relationships (including issuer licensing), and operational complexity, while partners earn recurring subscription-based revenue instead of variable interchange.

Stablecoin Network Design provides the settlement backbone for card issuing and partner payments. Built on USDT and real-time stablecoin transfers, it replaces slow T+2 clearing with always-on, 24/7/365 settlement. Partners benefit from consolidated treasury management without pre-funding accounts across multiple regions.

Accepting Payments delivers acquiring infrastructure for modern payment ecosystems across point-of-sale, online, and in-app experiences. NAKA's POS terminals support crypto payments with instant in-loop settlement, traditional FIAT card acceptance, NFC/tap-to-pay, and QR-based payments. For e-commerce, partners can use hosted checkout pages, API payment requests, and multi-asset support.

Closed-Loop Retail System allows retail chains, campus ecosystems, gyms, resorts, and similar businesses to build their own payment economy powered by stablecoin rails. Transactions settle instantly, fees collapse, and loyalty programs are embedded directly into the payment logic — all with a familiar UX that hides the underlying crypto infrastructure from end users.

Self-Custodial Wallet infrastructure ensures that every transaction requires a cryptographic signature from the user's private key stored securely in the application environment. Assets remain on-chain until the moment of payment, providing true self-custody with global card acceptance.

Web3 Staking and Loans module lets partners build a digital account layer where users can earn yield on idle balances, hold tokenized assets, borrow against balances via credit and lending protocols, and automate financial actions through smart contracts — all within a single card-based experience.

Key Strengths

• Self-custody architecture: NAKA is among the first payment systems enforcing real-time on-chain signatures for every transaction, keeping assets off issuer books
• Modular infrastructure: Partners select only the components they need — tokenization, KYC, settlement, POS, loyalty — in a plug-and-play model
• Subscription economics: Fixed per-user monthly pricing replaces per-transaction fee volatility, making micro-transactions viable and margins predictable
• Tether Group membership: Operational alignment with the world's leading stablecoin issuer provides deep USDT integration and liquidity advantages
• ISO certified: ISO/IEC 27001:2022, ISO 9001:2015, and ISO 22301:2019 certified
• Dual-rail architecture: Closed-loop NAKA Rail for in-ecosystem payments and Visa Rail for global out-of-ecosystem acceptance, sharing a unified ledger

Notable Clients/Projects

NAKA highlights globally recognized partners on its homepage and closed-loop retail page, though specific client names are not listed publicly. The platform is designed for fintech companies, Web3 wallets, retail chains, universities, gyms, resorts, and campus ecosystems looking to issue cards and accept digital asset payments.

Why Choose NAKA

NAKA eliminates the need for businesses to become a bank or obtain their own card licensing. By handling issuer relationships, compliance (KYC/AML/SAR), stablecoin settlement, POS activation, and value routing, NAKA lets partners focus on their product and user experience. The combination of Web3-native self-custody principles with real-world global card acceptance (Visa EMV terminals, Apple Pay, ATMs) positions NAKA as infrastructure for the next generation of programmable, digital-asset-powered payment programs.