Moon Technologies

Moon Technologies is a cryptocurrency payment infrastructure company founded in 2018 by CEO Ken Kruger, headquartered in New York City. The company's mission is to "Make Crypto == Currency" by building fintech infrastructure that bridges digital assets and traditional commerce.

Core Products and Services

Moon operates a Cards-as-a-Service (CaaS) platform that enables businesses to issue virtual and physical Visa cards funded by cryptocurrency. The platform supports multiple digital assets including Bitcoin, Lightning Network, USDT (TRC-20), USDC (ERC-20), Ether, Bitcoin Cash, and Litecoin. Cards are accepted at over 130 million Visa merchant locations worldwide.

The Moon Card Issuing API provides a comprehensive REST API for programmatic card issuance, balance management, transaction history, webhook integrations, and velocity controls. The API includes endpoints for card creation, cardholder management, organization hierarchies, invoice generation, exchange rates, and Just-In-Time (JIT) funding. A full sandbox environment is available for testing and development.

Moon also offers an international gift card catalog with hundreds of brands, accessible via API for business integration.

Key Strengths

Moon differentiates itself through its focus on privacy and self-custody principles. The platform does not require custody of users' cryptocurrency and minimizes collection of sensitive personal information. The infrastructure is PCI compliant with encrypted data handling and embedded anti-fraud logic.

The company provides flexible settlement options in both digital currency and traditional bank transfers, with cross-border payout capabilities. Moon claims to offer the lowest fees in the market for crypto-to-card conversion.

Target Markets

Moon serves businesses across eCommerce and retail, advertising and marketing, technology and SaaS, and travel and tourism sectors. The platform enables companies to integrate cryptocurrency payment capabilities into their existing workflows for expense management, payouts, and customer-facing payment products.