M0 Foundation

M0 is a shared stablecoin infrastructure platform founded in 2023 and headquartered in Zug, Switzerland. It enables businesses to launch their own branded, application-specific stablecoins and provides financial institutions with the infrastructure to power stablecoin issuance at scale. Built from first principles to reconstruct the monetary stack, M0 operates as an open platform where multiple regulated issuers can connect, pledge eligible collateral, and mint stablecoins to a common standard — ensuring interoperability and shared liquidity across the entire ecosystem from day one.

M0 exited stealth in April 2023, raised a $35M Series A led by Bain Capital Crypto in June 2024, and closed a $40M Series B in August 2025. It is backed by leading crypto investors including Pantera Capital, Polychain Capital, Galaxy Ventures, GSR, Wintermute Ventures, and ParaFi Capital.

Core Products/Services

M0 offers a universal stablecoin platform with two primary audience segments:

For Builders (Launch a Stablecoin): Businesses use M0's M0 Extensions framework to create custom stablecoins tailored to their brand, currency, compliance rules, and yield model. Three pre-built, audited contract models are available — Treasury Model (yield to a single wallet), User Yield Model (yield passed to token holders), and Institutional Model (yield distributed to whitelisted accounts). Builders choose an institutional issuer from M0's growing network and can switch or add issuers at any time.

For Financial Institutions (Power Stablecoin Issuance): Regulated entities are permissioned to use M0's issuance stack to mint M0 stablecoin extensions under strict collateral, compliance, and operational standards. Issuers hold reserves and follow detailed governance requirements to ensure safety and legal compliance.

M0 also provides a Protocol API (GraphQL) and Orchestration API (REST) enabling developers to query on-chain data and get conversion quotes across the ecosystem.

Key Strengths

• Interoperability by design: All stablecoins built on M0 share a common standard, making them interoperable and liquid from day one, with a shared liquidity network enabling seamless conversion to/from USDC, USDT, and other major stablecoins across multiple chains.
• Programmable economics: Builders can program yield distribution, loyalty rewards, referral incentives, and distributor payouts directly on-chain.
• Multi-chain support: M0 has expanded to Ethereum, Solana, and other chains, with cross-chain bridging infrastructure.
• Battle-tested security: Smart contracts are audited and open source on GitHub. BlackRock's BUIDL Fund is eligible as collateral, signalling institutional-grade trust.
• On-chain governance: The M0 Governance Portal allows protocol participants to propose and vote on changes, including approving new earners and collateral types.

Notable Clients/Projects

M0 has powered stablecoin launches for major Web3 and fintech companies including MetaMask (mUSD), MoonPay (enterprise stablecoin suite and PYUSDx with PayPal), Exodus (XO Cash), Noble (USDN on Cosmos), Citrea (ctUSD for Bitcoin ecosystem), Playtron (Game Dollar), KAST (neobank stablecoin on Solana), Startale/Sony Soneium, and Usual Money.

Why Choose M0

M0 gives businesses sovereign control over their stablecoin — their brand, their rules, their economics — without being locked into a single issuer. Unlike renting a white-label stablecoin from a centralized provider, M0 enables businesses to own and program their monetary infrastructure. Financial institutions gain access to the most advanced stablecoin issuance stack in the industry with transparent, governance-enforced collateral standards.