Layer1 by BVNK

Layer1 is a self-hosted digital asset platform built for modern payment and treasury infrastructure, developed by BVNK. Launched as a product of BVNK (founded 2021), Layer1 provides payments orchestration for stablecoins, enabling fintechs, PSPs, trading companies, and enterprises to go live with stablecoin payment infrastructure in less than two months with fewer than 200 lines of code.

Core Products/Services

Layer1 is a unified API platform that abstracts the complexity of blockchain interactions and provides a composable suite of services:

• Layer1 Vault: A self-hosted key management system (KMS) that secures private keys within the client's own infrastructure, built to bank-grade security standards for digital asset custody.
• Digital Asset Engine: A blockchain abstraction layer that handles cross-chain operations, automatically consolidates funds, routes withdrawals, and calculates optimal gas fees across multiple networks and tokens.
• Trading Engine: Routes and executes trades across multiple venues through a single integration. The trade router finds the best price and execution path including synthetic pairs, with smart order routing across multi-chain, multi-venue environments.
• Compliance Engine: Pre-built AML, OFAC, and other compliance frameworks with plug-and-play transaction screening. Manages flagged transactions through an integrated dashboard with no extra development required.
• Merchant Payment Engine: Fully embedded crypto checkout flows for accepting and sending digital assets, with auto-conversion and dynamic payment channels.
• Global Payments Engine: Seamless access to liquidity providers and payment rails for both crypto and fiat payments and treasury operations.
• Smart Treasury: Automates treasury top-ups, manages funding sources, and predicts liquidity needs.

Key Strengths

Layer1 is designed specifically for payment companies, fintechs, and PSPs that need to integrate stablecoin capabilities at scale without deep blockchain expertise. Key differentiators include:

• Multi-tenant architecture: A single deployment supports multiple distinct asset pools and merchant accounts
• Multi-chain support: 10+ cryptocurrencies and multiple blockchain networks supported out of the box
• Bank-grade security: Designed to match the robustness of the most secure banking infrastructure
• Rapid time-to-market: Clients go operational in under two months with minimal engineering effort
• Self-hosted vault: Private keys remain within the client's own environment, not held by Layer1
• Automated fund flows: Withdrawals automatically routed and consolidated, with automated gas management
• White-labeled UI: Clean interface that can be deployed for internal teams or customers without writing code

Notable Clients/Projects

Layer1 serves fintechs, PSPs, trading companies, and enterprises. A notable client testimonial comes from BEEM, where CFO Hugo Janse van Rensburg stated: "With Layer1, we launched an advanced stablecoin payments solution in less than a month, with the peace of mind that the technology is battle-tested and will scale as we do."

Why Choose Layer1

Layer1 solves the core challenge that most wallet infrastructure is built for custody (holding funds) rather than payments (moving funds at scale). It enables 24/7 real-time payments across multiple blockchain networks, supports automatic consolidation and gas management, provides plug-and-play compliance, and allows payment companies to build tailored digital asset workflows without maintaining blockchain infrastructure in-house. The platform is maintained by BVNK, a company that has processed $25bn+ in annualised volume and raised $90m in funding.