Koibanx

Koibanx is a leading Web3 infrastructure company that has been connecting traditional finance with blockchain technology across Latin America for the past 10 years. Founded around 2015-2016 and headquartered in Buenos Aires, Argentina, the company provides regulated, end-to-end blockchain solutions that enable financial institutions, fintechs, governments, and enterprises to launch digital financial products and services.

Core Products and Services

Koibanx's platform allows banks and financial institutions to integrate programmable digital assets, tokenization capabilities, traditional finance connectors, and cryptocurrency functionalities into their existing infrastructure. The company offers four primary solutions:

Transactional Core - A blockchain-based transactional software platform that connects directly to banking cores through APIs. This solution enables the creation and management of multiple types of digital assets (tokens) with programmable business logic, compatible with both cryptocurrency and traditional financial system rails. Key applications include digital wallets, cashless collections, loyalty programs, compensation systems, and subsidies/directed consumption programs.

Checkout - A cryptocurrency payment gateway that allows merchants, e-commerce platforms, collection providers, and payment gateways to accept payments in multiple cryptocurrencies. The platform supports automatic conversion of crypto payments to fiat currency (in whole or part), or reinvestment into other cryptocurrencies or stablecoins, with APIs designed for easy integration.

Cross Border Settlements - An instant cross-border payment solution enabling transfers across 8+ Latin American countries by collecting USD in the United States through ACH transfers, credit/debit/prepaid cards, or cryptocurrencies, and settling funds in local currencies at the destination. The solution includes integrated KYC, AML, and FinCen regulatory compliance with instant settlements through crypto rails.

Crypto as a Service (CaaS) - A plug-and-play cryptocurrency infrastructure that enables banks and digital wallets to offer their customers the ability to buy, sell, receive, transfer, and store cryptocurrencies directly within their existing platforms. The solution features easy integration with wallet or banking systems, real-time transaction monitoring, sub-account record keeping, and robust custody management.

Key Strengths

Koibanx operates as a regulated fintech platform with deep expertise in both blockchain technology and traditional financial infrastructure. The company has successfully partnered with major Latin American banks including Davivienda, Banco Macro, Abank, Banco de Valores, and Banco Atlántida. Their platform integrates over 10 different technologies and operates more than 5 on/off ramps across Latin America.

The company's technical infrastructure is built on multiple blockchain networks and emphasizes API-first design, making it accessible as a SaaS platform from any device with intuitive integration capabilities. Koibanx has attracted investment from notable backers including Algorand, Borderless Capital, Finnovista, Kalonia Venture Partners, Innogen, and Advisors.

Notable Clients and Market Presence

Koibanx serves 9+ major banking institutions across Latin America and has been featured in prominent financial and technology publications including Forbes Central America, Infobae, Latam Fintech, and La Nota Económica. The company's work focuses on modernizing the payment infrastructure throughout Latin America, enabling instant transfers, tokenization of assets, and seamless integration between traditional finance (TradFi) and the emerging Web3 financial ecosystem.

Why Choose Koibanx

Koibanx offers financial institutions a proven, regulated pathway to integrate blockchain technology and digital assets without the need to build infrastructure from scratch. Their decade of experience specifically in the Latin American market, combined with established banking relationships, regulatory compliance frameworks, and multi-country operational capabilities, positions them as a strategic technology partner for institutions looking to modernize their financial services and tap into the growing demand for digital asset services across the region. The platform's API-first architecture, combined with comprehensive support for both crypto and fiat currencies, enables financial institutions to offer cutting-edge services while maintaining compliance and security standards.