Infinite

Infinite is a global B2B stablecoin payment processor founded in 2024 and backed by Y Combinator (Winter 2025 batch). The company provides the APIs and SDKs that enable businesses to integrate stablecoin payment capabilities into their products — delivering fast, low-cost, and compliant global money movement without introducing crypto complexity.

Headquartered in San Francisco, Infinite was founded by Nikhil Srinivasan (CEO, formerly platform product lead at Sardine and Coinbase) and Raj Lad (CTO, formerly payments tech lead at Sardine where he launched global stablecoin payments products). The team has deep experience in fintech, compliance, and crypto infrastructure from scaling industry leaders including Coinbase, Sardine, dYdX, Chainlink, and Conduit.

Core Products/Services

Infinite's platform is built around turnkey stablecoin payment orchestration for businesses:

• Stablecoin Payments API & SDK: Turnkey APIs and SDKs enabling developers to embed global stablecoin payment rails into their applications in days rather than months. Supports same-day payments to over 170 countries, connecting to local fiat on-ramps and off-ramps for cross-border settlement.
• Global Transfers: Cross-border payment infrastructure supporting bank-to-bank, bank-to-wallet, and embedded hosted payment link flows — leveraging stablecoins as a settlement network (analogous to SWIFT) for faster, cheaper international transfers.
• Compliance+: Built-in compliance infrastructure including business verification, KYC, AML, and transaction monitoring embedded into every payment flow. AI-driven workflow automation for approvals and case management.
• Customer 360: A unified customer lifecycle management layer covering identity verification through to case management, giving businesses full visibility and control over their customer relationships within the payment platform.
• Treasury Management: Functionality to store balances in USD-denominated stablecoins, earn yield, and issue cards against wallet balances — enabling businesses to manage working capital in stablecoins.

Key Strengths

• Turnkey integration: Businesses can go live with stablecoin payments and compliance in days, not weeks or months
• Built-in compliance: Compliance infrastructure (KYC, AML, transaction monitoring) is embedded natively rather than bolted on
• 170+ country coverage: Local fiat connectivity enables same-day international settlements across LATAM, Europe, Africa, and Southeast Asia
• No crypto complexity: End-users and businesses do not need to hold or manage crypto assets directly
• Ecosystem partnerships: Infrastructure partner in the Tempo ecosystem (incubated by Stripe and Paradigm)
• Deep domain expertise: Founding team previously scaled stablecoin payment products at Sardine and Coinbase

Notable Clients/Projects

Infinite targets early-stage to mid-market companies with global payments needs, including:

• Creator economy platforms — reducing payout costs and increasing successful delivery rates to global creators
• Global payroll platforms — increasing coverage and streamlining cross-border tax compliance
• Logistics and trade — import/export payments with faster settlement and lower fees
• Marketplaces — frequent, low-cost seller and service provider payouts worldwide
• Neobanks — stablecoin-backed treasury and global remittance capabilities
• Gaming/eSports — instant local off-ramping for global audiences

Why Choose Infinite

Traditional financial rails (SWIFT, wire transfers) result in multi-day settlement, opaque fees, and high-friction compliance processes. Infinite eliminates this friction by combining stablecoins with modern developer APIs and embedded compliance infrastructure. The platform is designed to be integrated in days (not months), supports 170+ countries, and handles the full compliance lifecycle — making stablecoins practically accessible for global businesses without requiring any crypto expertise.