Flexa

Flexa is a licensed digital asset payments company founded in 2018 and headquartered in New York, NY. Flexa builds next-generation payment and commerce infrastructure that enables businesses of all sizes to accept cryptocurrency and stablecoins across all channels — in person, online, and in-app — with zero fraud, no chargebacks, and instant settlement.

Core Products/Services

Flexa's product portfolio spans the full crypto payments stack:

• Flexa Payments: The company's flagship omnichannel crypto acceptance platform that supports 99+ digital assets across 13 blockchain networks including Bitcoin, Ethereum, Solana, Base, Lightning, Cardano, Avalanche, Dogecoin, Bitcoin Cash, Litecoin, Polygon, Zcash, and Celo. Payments are guaranteed at time of authorization, with payout options in USD, CAD, EUR, or digital assets on any schedule. The platform charges a flat 1% per transaction with no hidden fees. Key solutions include Mini App Payments (embedded checkout within Coinbase, World, and Farcaster wallet apps), Payment Pages (hosted conversion-optimized checkout), Payment Clips (real-time customer communications interface), and QR Codes (universal scannable payment codes). Flexa also offers the Flexa API for custom integrations and supports Base Pay — a native USDC payment integration via Coinbase's Base network.

• Flexa Components: A free, open-source SDK for iOS, Android, and React Native that enables wallet apps to embed Flexa payment capabilities. Components includes a "Spend" module (enabling self-custodial, onchain payments at thousands of merchant locations) and a "Scan" module (a universal QR code scanner for payments, connection requests, and URLs). Components is regularly audited by independent security researchers, requires no third-party dependencies, collects minimal user data, and supports payments on 8 blockchain networks. Available in the United States, Canada, and El Salvador.

• Flexa Capacity: Flexa's onchain collateral protocol that backstops and secures 100% of digital asset payment volume processed by Flexa. Capacity uses Amp (AMP), the neutral, fixed-supply collateral asset co-developed by Flexa and Consensys in 2020. Collateral providers stake AMP into network- and app-specific pools to earn time-weighted, pro-rata rewards, with monthly Boost multipliers available on select pools. Capacity v3 introduced improved reward mechanics and expanded pool options.

• Flexa Terminal: An upcoming (2026) crypto-native point-of-sale device that supports Tap to Pay from 500+ wallet apps, accepting 99+ digital assets across 13 networks. Terminal is powered by Flexa's Payments infrastructure and is designed to replace traditional POS systems for merchants looking to go fully onchain.

Key Strengths

• Patented instant authorization: Flexa's proprietary collateralization technology enables payment approvals in 500ms or less across all supported networks.
• Complete fraud elimination: All payments are fully collateralized onchain, guaranteeing funds at time of authorization with no chargeback risk or price volatility exposure for merchants.
• Licensed and compliant: Flexa holds NMLS ID 1840599 and handles KYC and verification on behalf of merchants, with regular security audits and a published annual transparency report.
• Climate-neutral payments: Flexa payments remove 2.5× more carbon than they produce — the only payments provider with this claim.
• Ecosystem reach: Deep integrations with leading crypto wallet apps (Coinbase, World, Farcaster) and Fortune 500 merchant partnerships.

Notable Clients/Projects

Flexa has merchant partnerships with Fortune 500 companies including Bealls Inc. and Sheetz. The company operates across the United States, Canada, and El Salvador, with plans to expand internationally.

Why Choose Flexa

Flexa is the only payments provider offering climate-neutral payments, support for all major digital assets, and the trust of more Fortune 500 companies than any competitor. Its patented stack eliminates the three core pain points of crypto acceptance: slow confirmations, fraud and chargebacks, and conversion complexity. Merchants receive guaranteed payouts, wallet apps get free SDK integration, and collateral providers earn rewards for securing the network — creating a self-reinforcing ecosystem for mainstream crypto commerce.