Daimo

Daimo is a stablecoin payment infrastructure company founded in 2024, positioning itself as "The ramp for ambitious stablecoin apps." The company provides developer-focused tools that allow Web3 applications to seamlessly accept deposits from any wallet, any chain, or any fiat currency, settling in the stablecoin of the app's choice. Daimo was built by founders who experienced first-hand the friction of integrating financial infrastructure while developing consumer stablecoin products, and set out to create the infrastructure they wished had existed.

Core Products/Services

Daimo's primary offering is a stablecoin deposit ramp that supports integration via two pathways:

• Modal SDK (@daimo/sdk): A pre-built React UI component that enables apps to accept stablecoin deposits in approximately 30 lines of code, handling wallet connection, chain selection, and transaction signing.
• REST API: A backend-first integration supporting Python, Go, Ruby, and other languages, providing full control over the deposit experience for teams building custom UIs.

The platform supports deposits across 12+ blockchain networks including Ethereum, Solana, Tron, Base, Arbitrum, Polygon, BSC, Celo, Linea, Optimism, Scroll, World, and Monad. It accepts USDC and USDT stablecoins and supports fiat on-ramps from multiple currencies: US Dollar, Canadian Dollar, Mexican Peso, Colombian Peso, Brazilian Real, and Argentine Peso, via local payment rails including Interac, RTP/ACH, SPEI, Pix, and CVU.

The settlement model is non-custodial, meaning funds are routed directly on-chain to the configured destination address without Daimo holding custody.

Key Strengths

• Multi-chain, multi-token routing: Routes deposits from any source chain or fiat currency to the desired stablecoin on the desired chain in a single integration.
• Non-custodial and trustless architecture: Open, verifiable on-chain settlement with minimal trust assumptions.
• Speed and reliability: Built for low latency across payment rails and geographic regions, with redundancy for uptime.
• Developer-first design: Minimal integration overhead (Modal SDK ~30 lines of code), session-based API, and webhook infrastructure for event-driven workflows.
• Webhook support: Teams can create webhook endpoints to receive real-time deposit events, with test event dispatch for development.

Notable Clients/Projects

Daimo's ramp infrastructure is used by companies including Opera, Polymarket, EtherFi, and World, demonstrating its adoption across DeFi, prediction markets, browser platforms, and identity/wallet ecosystems.

Why Choose Daimo

Daimo abstracts the complexity of multi-chain, multi-currency stablecoin deposits into a single, developer-friendly integration. Teams building stablecoin apps avoid the need to integrate separate on-ramp providers, manage cross-chain bridging, or handle fiat rails independently. The non-custodial model reduces regulatory and counterparty risk, while the session-based SDK and REST API provide flexibility for any tech stack.