Coinme

Coinme is a Crypto-as-a-Service (CaaS) platform founded in 2014 and headquartered in Seattle, Washington. The company was the first licensed Bitcoin ATM operator in the United States and has since evolved into a comprehensive B2B infrastructure provider enabling businesses to integrate cryptocurrency capabilities into their own platforms and applications.

Core Products/Services

Coinme's primary B2B offering is its modular API platform that allows fintechs, neobanks, Web3 wallet providers, remittance platforms, and investment applications to embed crypto on/off-ramp services directly into their products. Key capabilities include:

• US Crypto On/Off-Ramp API: Regulated infrastructure for launching cryptocurrency on/off-ramp services in the United States, covering KYC/AML, payment processing, USD-to-crypto conversions, liquidity management, and settlement.
• Web3 Wallet Crypto Infrastructure: Native crypto buying and selling integration for Web3 wallet developers, supporting ACH, debit card, and cash-based transactions across 20,000+ retail locations.
• Stablecoin Infrastructure: API-based platform enabling businesses to embed stablecoin (USDC) capabilities including fiat-to-stablecoin conversion, low-cost cross-border payments, and enterprise custody.
• Cash Onramp Widget: Low-code/no-code drop-in widget allowing partners to offer cash-based cryptocurrency purchases at 10,000+ U.S. retail locations including Walmart and CVS.
• Crypto-as-a-Service Platform: Comprehensive suite for fintechs and neobanks combining custody, liquidity management, KYC/AML compliance, and settlement in a single API.

Key Strengths

Coinme holds money transmission licenses to operate in 48 U.S. states plus Puerto Rico, is FinCEN-registered (NMLS ID 1185542), and maintains a third-party audited compliance framework. This regulatory infrastructure allows business partners to launch crypto services in weeks rather than months without needing to build compliance capabilities from scratch. The platform supports both custodial and non-custodial wallet architectures and offers modular components so clients can use their own KYC or payment providers alongside Coinme's infrastructure.

Notable Clients/Projects

Coinme has partnered with Exodus (featured client testimonial from CEO JP Richardson), MoneyGram, Coinstar (6,000+ locations), ReadyCode (20,000+ ATMs), and has received investment from Pantera Capital, Digital Currency Group, Blockchain.com, and Xpring (Ripple).

Why Choose Coinme

Coinme compresses enterprise crypto integration timelines by approximately 10x compared to in-house builds, provides pre-built regulatory and banking infrastructure, and enables partners to maintain full control of UI/UX through its API-first architecture. With a network of 40,000+ physical retail locations for cash transactions and comprehensive digital payment rails, Coinme offers one of the broadest distribution networks for crypto access in the United States.