Coala Pay

Coala Pay is a blockchain-based humanitarian finance platform founded in 2023 and headquartered in San Francisco, CA. The company helps humanitarian organizations, international NGOs, and donor institutions streamline aid delivery through smart contracts and stablecoins, enabling them to fund local partners and distribute cash directly to beneficiary households with full transparency and traceability.

Core Products/Services

Coala Pay's core platform enables organizations to manage the entire aid disbursement lifecycle on-chain. The platform supports cross-border payments, cash transfer programs (CTP), and local partner funding across 50+ countries with active off-ramp availability. A key accountability tool called "Billy" provides real-time field data collection and third-party monitoring capabilities. The platform also automates aid-sector compliance and due diligence processes, reducing administrative overhead for humanitarian actors.

Key Strengths

Coala Pay delivers measurable performance improvements: up to 30-34% more money delivered for local programming, payments processed in minutes rather than weeks, and a 100% success rate on cash retrieval with settlement times under 30 to 90 minutes depending on the region. The platform uses stablecoins to eliminate currency volatility and smart contracts to enforce accountability at every step of fund distribution. The company has built a proprietary liquidity and off-ramp network spanning 50+ countries, including recent expansions into Sudan and Syria.

Notable Clients/Projects

Coala Pay serves international humanitarian organizations and NGOs operating in complex environments. The company raised $3.5M in seed funding in March 2025, demonstrating early traction with institutional humanitarian actors. Operations span active deployments in conflict-affected and hard-to-reach regions globally.

Why Choose Coala Pay

For humanitarian organizations and their funders, Coala Pay solves a critical problem: traditional banking infrastructure fails in the regions where aid is most needed. By combining stablecoin payments, smart contract enforcement, real-time monitoring (Billy), and automated compliance checks, Coala Pay enables organizations to maximize the impact of every dollar donated, maintain donor accountability, and reach beneficiaries in the most challenging operating environments—all without relying on correspondent banking networks.