123Financials

123Financials is a UK-based accountancy firm founded in 2017, specializing in modern accounting, tax advisory, and CFO services for individuals, startups, and fast-growing businesses. As an ICAEW-accredited firm staffed by ex-Big 4 accountants, fund experts, and industry specialists, they deliver fixed-fee accounting and outsourced finance function services with a commitment to transparency and real client outcomes.

Core Services

123Financials provides comprehensive financial solutions including bookkeeping, payroll, VAT, Self Assessment, company accounts, cash-flow forecasting, and full CFO advisory. Their specialized offerings include R&D Tax Credits, EIS/SEIS advisory, and cryptocurrency accounting services for the Web3 industry. Through their Global Partner Network, they support businesses across the UK, USA, Canada, and Ireland.

Key Strengths

• ICAEW-accredited team with ex-Big 4 experience and fund management expertise
• Cloud-based accounting infrastructure using leading platforms like Xero, QuickBooks, Sage, A2X, Hubdoc, and Dext
• Fixed-fee pricing with guaranteed deadlines and no hidden costs
• Dedicated client service managers and personal accountants for each client
• Round-the-clock availability with proactive support and regular check-ins
• Specialized cryptocurrency and Web3 tax expertise covering DeFi, staking, NFTs, and HMRC compliance

Crypto and Web3 Expertise

123Financials offers dedicated crypto accounting services, helping cryptocurrency investors and businesses navigate UK tax regulations. Their crypto tax specialists handle mining income, hard forks, staking rewards, DeFi transactions, crypto-to-crypto trades, NFT taxation, capital gains calculations, and HMRC audit support. They provide crypto reconciliations, tax relief identification, and strategic tax planning for digital asset holders.

Why Choose 123Financials

123Financials stands out for their industry-specific expertise, technology-driven approach, and client-centric service model. With over 2,260 tax filings and 1,042 accounts filings completed, they have a proven track record of on-time delivery. They are rated 5 stars on Trustpilot and Google, reflecting their commitment to service quality and client satisfaction. Their switching process makes it easy to transition from other accountants with minimal disruption.