NOWPayments

NOWPayments is a leading non-custodial crypto payment gateway founded in 2019, launched by the team behind ChangeNOW — a well-established cryptocurrency exchange service. The platform enables businesses of all types to accept cryptocurrency payments on their websites, online stores, social media accounts, and through direct API integrations. Ranked as the best crypto payment gateway by Forbes Advisor, NOWPayments processes over 30 million transactions per month and has processed more than $10 billion since its founding. The platform supports 350+ cryptocurrencies and 20+ fiat currencies, charges only 0.5%–1% service fees (the lowest on the market), and serves 10,000+ new partners every month globally.

Core Products & Services

NOWPayments offers a comprehensive suite of payment tools under two main categories:

Accept Payments:

• Crypto Payment API — A powerful development API allowing businesses to integrate cryptocurrency payment acceptance into any platform. Supports 300+ assets with 99.99% uptime and 350ms average response time.
• Invoices — Create and send crypto payment invoices to customers.
• Fiat On-Ramp Payments — Accept deposits from customers in 20+ fiat currencies with automatic conversion to crypto.
• Crypto Subscriptions / Recurring Payments — Automate recurring billing and subscription payments in crypto.
• Donation Tools — Accept cryptocurrency donations for charities, fundraisers, and content creators.
• Payment Button & Widget — Embeddable payment tools for websites.
• Point of Sale (PoS) — Offline and in-person crypto payment solution.
• E-commerce Plugins — Ready-made integrations for WooCommerce, Magento 2, OpenCart, WHMCS, PrestaShop, Ecwid, Zen Cart, and more.
• White Label Solution — Fully branded crypto payment gateway for businesses wanting their own payment infrastructure.

Manage Funds:

• Mass Payouts — Distribute cryptocurrency to thousands of recipients in a single API call. Zero service fee for payouts. Ideal for payroll, affiliate rewards, trader payouts, and cashback programs.
• Crypto Custody — Enterprise-grade custodial balance management combining hot and cold storage for maximum security, with off-chain conversions, whitelisting, and 2FA.
• Off-Ramp Payouts — Settle crypto payments in traditional fiat currencies directly to a bank account.
• Customer Operations API — Create and manage user accounts, customer balances, deposits, transfers, and payouts.

Key Strengths

• Lowest fees on the market — 0.5% for mono-currency payments, 1% for payments with auto-conversion; 0% fee on mass payouts.
• Non-custodial architecture — NOWPayments does not hold merchant funds; transactions are tied directly to partner wallets.
• 350+ supported cryptocurrencies with auto-conversion to preferred settlement currency.
• 99.99% API uptime with 350ms response time and enterprise-grade reliability.
• 24/7 customer support with dedicated partnership, API, and marketing contacts.
• AML/KYC compliance built into the platform to protect merchants.
• Global reach — Multi-language platform (EN, FR, DE, ES, PT) serving partners worldwide.
• Security features — Role-based access control, 2FA, withdrawal whitelisting, and IP-address restrictions.

Notable Clients & Partners

NOWPayments is trusted by thousands of partners globally, including Travala (Bitcoin travel bookings), Polygon, Solana Foundation, AMLBot, PRNews.io, eCash, Guardarian, Riviera Bet, and ADVABET, among others. The company holds a 4.4/5 Trustpilot rating from 784 reviews and has received recognition in Forbes Advisor and SiGMA Awards.

Why Choose NOWPayments

NOWPayments provides a turnkey, low-cost solution for any business seeking to accept crypto payments without the complexity of managing blockchain infrastructure. With a one-minute account setup, an extensive plugin ecosystem, developer-friendly API, and the industry's lowest service fees, it is positioned as the go-to crypto payment gateway for e-commerce, gaming, casinos, trading platforms, SaaS businesses, charities, payroll teams, and more. The platform is part of the ChangeNOW ecosystem, which also includes NOWNodes (blockchain node infrastructure) and NOW Wallet.